Business Online Banking

Enter Your Access ID and Click Submit

Company Profile

Civis Capital’s Small Business Lending Division, headquartered in Knoxville, TN, is a growing small business lender with loan production throughout the Southeast. We have an experienced and dedicated staff focused solely on small business lending. With over 40 years of combined lending experience, we can find solutions for your lending needs.

Small Business Division Office
606 West Main Street,
Knoxville, Tennessee 37902
8:00am to 5:00pm Monday thru Friday

Main Branch Office
210 East Main Street P.O. Box 550
Rogersville, Tennessee 37857
8:00am to 4:30pm Monday thru Thursday
8:00am to 5:00pm Friday

Our Pledge

At Civis Capital, we pledge to:

  • Work hard for your approval.
  • Always return your calls promptly.
  • Prequalify your request in 48 hours or less (and often in as little as 24 hours!).
  • Provide commitment letters as swiftly as possible- generally in 10 days or less.
  • Structure a financing package to best meet your borrowing needs.

What We Offer

At Civis Capital, we routinely fund loans for a variety of owner-operated businesses including (but certainly not limited to): restaurants, manufacturers, medical professionals, retail stores, dry cleaners, print shops, day care centers, machine shops, car washes, wholesalers and others.

We also offer loans for customized purposes including: purchase, construction, renovation, or refinance of owner-occupied commercial real estate, acquisition of businesses, franchises and professional practices, purchase or refinance of machinery and equipment as well as start-up of franchised businesses (such as restaurants).

We provide excellent loan terms including: low down payments, long term amortizations and competitive interest rates.

Loans are available from $100,000 up to $5,000,000.

Recent Closings

A $1,700,000 SBA 7(a) loan for a 66-unit interior corridor limited-service hotel. 

A $1,200,000 SBA 7(a) loan for a hotel in Oxford, Alabama

A $529,000 SBA 7(a) loan for a convenience/gas store located in Mooresburg, Tennessee.     

Our Team

Alan Hice

Alan has over 11 years of experience in the small business lending industry while specializing in SBA and USDA lending, as well as commercial real estate financing.  His background includes cross-training in the loan processing, underwriting, credit administration, and portfolio management functions.

Alan graduated from the University of Tennessee with a B.S. in Finance and has additional banking school and commercial loan training.

Larry Moran

Larry Moran (Civis Capital Division Manager) has over 21 years of experience in the banking industry encompassing credit department management, sales, commercial lending, retail bank branch management, administration and customer service. Mr. Moran is responsible for the day to day management of Civis Capital.

Steve Walker

Steve has been in banking since 1988 and has a BA from Furman University in Greenville, SC and has many years of SBA banking experience.

Ashley Rider

Ashley Rider is a graduate of the University of South Carolina with a degree in Economics. He has over fifteen years of Banking and SBA experience. He is active in the community. Rider volunteers with the United Way in Columbia, and he serves on the board of directors for Community Options, a non-profit organization. He is also a graduate of Leadership Columbia.

© Copyright 2012 Civis Capital. All Rights Reserved.