Civis Capital’s Small Business Lending Division, headquartered in Knoxville, TN, is a growing small business lender with loan production throughout the Southeast. We have an experienced and dedicated staff focused solely on small business lending. With over 40 years of combined lending experience, we can find solutions for your lending needs.
Small Business Division Office
606 West Main Street,
Knoxville, Tennessee 37902
8:00am to 5:00pm Monday thru Friday
Main Branch Office
210 East Main Street P.O. Box 550
Rogersville, Tennessee 37857
8:30am to 4:30pm Monday thru Thursday
8:30am to 5:00pm Friday
At Civis Capital, we pledge to:
At Civis Capital, we routinely fund loans for a variety of owner-operated businesses including (but certainly not limited to): restaurants, manufacturers, medical professionals, retail stores, dry cleaners, print shops, day care centers, machine shops, car washes, wholesalers and others.
We also offer loans for customized purposes including: purchase, construction, renovation, or refinance of owner-occupied commercial real estate, acquisition of businesses, franchises and professional practices, purchase or refinance of machinery and equipment as well as start-up of franchised businesses (such as restaurants).
We provide excellent loan terms including: low down payments, long term amortizations and competitive interest rates.
Loans are available from $100,000 up to $5,000,000.
|A $1,700,000 SBA 7(a) loan for a 66-unit interior corridor limited-service hotel.
||A $1,200,000 SBA 7(a) loan for a hotel in Oxford, Alabama
|A $529,000 SBA 7(a) loan for a convenience/gas store located in Mooresburg, Tennessee.|
Alan has over 11 years of experience in the small business lending industry while specializing in SBA and USDA lending, as well as commercial real estate financing. His background includes cross-training in the loan processing, underwriting, credit administration, and portfolio management functions.
Alan graduated from the University of Tennessee with a B.S. in Finance and has additional banking school and commercial loan training.
Larry Moran (Civis Capital Division Manager) has over 21 years of experience in the banking industry encompassing credit department management, sales, commercial lending, retail bank branch management, administration and customer service. Mr. Moran is responsible for the day to day management of Civis Capital.
Shahzad Chaudary has over 15 years banking experience covering retail, commercial and SBA lending. He attended the Stonier Graduate Banking School at the University of Pennsylvania and is a subject matter expert in small business lending. Mr. Chaudary is responsible for developing new SBA/USDA business and is based in Atlanta.
JoAnne M. Cagle
JoAnne M. Cagle has over 10 years of banking experience in small business lending. Her diverse background encompasses SBA, Business Acquisition, Commercial Real Estate and Equipment lending. Ms. Cagle is responsible for developing new SBA/USDA business in the Southeast U.S. She is based in Mobile, AL.